eBike Financing Offers

We have no ebike financing offers active at this time. Select Gazelle retailers offer year-round financing and we will share this information as it becomes available. In the meantime, check out our financing FAQ.

Frequently Asked Questions:

Can I pay monthly for an ebike?

Most financing programs are structured around a monthly payment system with a 0% interest offer over 12, 18, or 24 months. If the balanced owed is not paid in full at the end of a stated term or a monthly payment is missed, high interest rates may apply. 

What credit score do you need to finance a bicycle?

Credit score requirements may vary by financing provider. There isn't typically a minimum credit score, however lenders may generally ask for good credit. A standard minimum is 640.

Is there a tax credit for buying an ebike?

On a federal level, there is an ebike incentive program in place for 2024. The US government is offering a federal tax credit for e-bike purchases. Here are the key details:

• Credit Amount: The program provides a tax credit of 30% of the cost of the e-bike, up to a maximum credit of $900.
• Eligibility: The credit applies to new e-bikes that cost less than $4,000. Both pedal-assist and throttle-activated bikes are eligible, as long as they have a maximum speed of 28 mph.
• Claiming the Credit: To claim the credit, purchasers must file it with their annual tax returns. It’s advisable to keep all purchase receipts and ensure the e-bike meets the criteria set by the IRS.

There are a range of municipal, regional, and state-level programs designed to improve access to and affordability of ebikes. Demand for these programs remains high, so funds are often fully depleted with days or even hours of launch. Fortunately, this demand is generating more supply as goverments recognize the benefits of such programs.